OFR – Chapter 147 Balance of 300 million.

Who exactly is this young man? How could a simple “thank you” bring such joy to the beautiful bank clerk?

This was the common thought in the minds of the many customers waiting in the bank.

They were all here for banking services, yet the stark contrast in treatment was undeniable. While they queued and waited, this young man was being served with the utmost care and respect.

The disparity was unsettling.

Meanwhile, sitting comfortably, Mu Bai took a sip of hot tea, soothing his throat. He was unaware of the thoughts swirling in the minds of those around him.

In the past few minutes, he had skimmed through the agreement in his hands.

The contract was simple—mostly a list of premium benefits the bank was offering to its valued clients.

There was only one condition: the account must maintain a minimum balance of 10 million yuan. Aside from that, there were no restrictions.

Clearly, this was a strategy to retain high-end clients.

After finishing his review, Mu Bai nodded in satisfaction and turned to Shu Xiaoxiao, the clerk assisting him. “Alright, everything looks fine. Let’s proceed.”

“Yes, sir! Don’t worry, upgrading to a Diamond Card comes with only benefits and no downsides,” Shu Xiaoxiao responded with a bright smile before swiftly processing the application.

As she worked, she even took the initiative to refill Mu Bai’s tea, ensuring his comfort.

Her attentiveness once again drew the eyes of many in the bank. Some customers who had finished their transactions lingered instead of leaving, curious about this young man who warranted such exceptional service.

After about ten minutes, the procedure was complete.

The bank clerk, still smiling respectfully, handed Mu Bai a stack of documents. “Sir, your Diamond Card is ready. From now on, I will be your dedicated account manager. Every year on your birthday, our bank will prepare an exclusive VIP gift for you. Additionally, premium services such as health insurance and roadside assistance are provided to you free of charge.”

The surrounding customers were stunned.

A Diamond Card? VIP gifts? Health insurance? Roadside assistance?

Such elite privileges? What the hell?

The spectators could only stare in disbelief at the courteous and deferential clerk.

What kind of world was this?

How could a mere youngster enjoy such an unparalleled level of service?

For a moment, emotions ran wild—jealousy, admiration, frustration.

Yet, they soon accepted reality.

This young man must be an exceptionally distinguished client.

Resigned to their fate, most sighed and prepared to leave.

But just then—

A simple sentence from Mu Bai froze them in their tracks.

His words made everyone perk up their ears, listening intently.

“It’s done? Alright, could you check my account balance for me? I noticed that after upgrading to the Diamond Card, my SMS notifications no longer display my balance. What’s going on?”

His tone was casual and indifferent.

Checking one’s account balance was an everyday task.

Yet, at that moment, many people couldn’t help but glance over once again.

They were dying to know—just how much money did this young man have to enjoy such treatment?

“He must have tens of millions at least.”

That was the general assumption.

After all, he was too young.

Even for a self-made entrepreneur or a wealthy heir, having tens of millions at his age was already an astonishing feat.

At the counter, Shu Xiaoxiao smiled as she explained, “Sir, for security reasons, Diamond Card holders do not receive balance notifications via SMS. Instead, every evening at 8 PM, I will personally prepare a summary of your transactions for the day.”

Mu Bai nodded calmly. “Alright. But still, check my balance now.”

“Of course, sir.” Shu Xiaoxiao took his card and promptly complied.

Checking an account balance was a simple task, so there was no reason to refuse.

Within seconds, the number appeared on the screen.

Although she had a general idea of Mu Bai’s wealth, when the nine-digit figure lit up the monitor, Shu Xiaoxiao still felt a wave of shock.

¥336,859,856.00

She took a moment to process it before her voice, slightly trembling, read out the number.

As the digits were spoken aloud, the onlookers stiffened.

Their breathing became erratic.

Three hundred million yuan.

That was a sum beyond imagination for ordinary people.

Even the middle class would struggle to fathom it.

Three hundred million—enough to live a life of luxury and extravagance without ever worrying about money again.

And yet, this colossal fortune belonged to a young man barely in his twenties.

For a brief moment, everyone felt their hearts race.

They wanted to say something, but words failed them.

Then, just as they were at their most overwhelmed, the young man stood up, took his card, and smiled faintly.

“Alright. Thanks for your help. I’ll be leaving now.”

He turned and walked away, utterly composed.

As he turned, a flicker of surprise crossed his eyes—he hadn’t expected so many people to be watching him.

But that surprise lasted only an instant.

He maintained his calm demeanor and exited the bank.

For a while, everyone stared blankly at his departing figure.

Only after a long silence did they begin murmuring among themselves.

“Did I just hallucinate? Three hundred million?”

“This guy is unbelievable.”

“No wonder she treated him like royalty. He’s a billionaire-level client!”

“A multi-billionaire at this age? This feels like something straight out of a novel!”

“Even the richest heirs wouldn’t have this much liquid cash at his age!”

“The world… is insane.”

Murmurs of awe, envy, and disbelief rippled through the bank.

But as for the young man at the center of it all—

Mu Bai had already left the bank, unfazed.

Logging into QQ, he was about to contact Xu Jinhui regarding today’s investment discussion.

But to his surprise—

There was already a message waiting for him.

11:26 AM

Xu Jinhui: Xiao Mu, are you there? I’m waiting for you at home. Do you still remember the address?