OFR – Chapter 146 The terrifying level of confidentiality.

After hanging up the phone, Shu Xiaoxiao waited at the bank for the esteemed guest to arrive.

In Nanjing, there were over twenty branches of the Postal Savings Bank, so she felt fortunate that this VIP customer had agreed to come to her branch.

Feeling relieved, Shu Xiaoxiao left the counter and headed to the restroom at the back to touch up her light makeup, hoping to leave a good impression on the distinguished guest.

A few minutes later, she emerged from the restroom and obediently returned to her position at the counter, waiting for the client’s arrival.

…

Time passed quickly, and in the blink of an eye, it was already past 10 AM.

As she waited at the counter, Shu Xiaoxiao busied herself by organizing other clients’ documents.

Among them, she had already reviewed the information of the soon-to-arrive client multiple times. She even searched the bank’s internal system for more details.

However, all she found was a simple two-line record:

Name: Mu Bai.
Gender: Male.

Beyond that, she didn’t even have permission to view his basic details, such as his age!

Curious, she decided to check the confidentiality level of this client’s information in the bank system.

But when the result appeared, she was utterly shocked!

Confidentiality Level: SSS!
(Note: This client does not like to be disturbed. Do not contact unless for important matters.)

For those who had never worked in a bank, they might not understand just how terrifying this confidentiality level was!

SSS!

This was the highest level of confidentiality in the entire bank—no exceptions!

To her knowledge, the number of clients with SSS-level confidentiality across the entire Postal Savings Bank could be counted on one hand.

Clients with this level of confidentiality were so important that even her manager, and possibly even the regional director of Nanjing’s branch, would have to treat them with the utmost respect.

“This confidentiality level… is kind of scary.”

Shu Xiaoxiao gulped nervously.

Now she understood why her manager’s expression had been so unnatural when mentioning Mu Bai.

It turned out that he was an SSS-level client—someone of the highest prestige!

In the banking world, individuals with SSS-level confidentiality were either hidden billionaires or ultra-high-net-worth individuals with deposits exceeding ten billion yuan!

Shu Xiaoxiao had never imagined that she would one day come into contact with such a legendary client.

She re-read the note under the confidentiality level:

“This client does not like to be disturbed. Do not contact unless for important matters.”

That probably explained why the higher-ups, who understood more about these things, refrained from reaching out to him.

Yet, she had foolishly disturbed him herself. Fortunately, he hadn’t been offended.

“I must have been out of my mind! I can’t afford to be this reckless in the future.”

She felt a lingering fear in her heart.

After all, for a client of this level, even the slightest dissatisfaction could get her dismissed with just a single word to the bank’s leadership.

But thinking back to the gentle tone of Mu Bai’s voice over the phone, she felt somewhat reassured—he didn’t seem angry.

Her pounding heart finally started to calm down.

Just as she took a deep breath to compose herself,

Out of the corner of her eye, she noticed a young man at the bank’s reception desk.

He had delicate features, a tall and slender figure, and looked about nineteen or twenty years old.

He seemed to be asking the receptionist something.

A few seconds later, the receptionist smiled and pointed in her direction.

This seemingly simple gesture made Shu Xiaoxiao’s heart, which had just steadied, start racing again!

At the same time, as she watched the young man walk toward her, she was filled with both excitement and disbelief!

She couldn’t believe that someone with SSS-level confidentiality could be this young.

“Could he just be another high-end client without an appointment?”

She couldn’t help but speculate.

But soon, the young man arrived at her counter, nodded slightly, and greeted her:

“Hello, I’m Mu Bai.”

The moment she heard the name “Mu Bai,” Shu Xiaoxiao was stunned!

So it really was him—the SSS-level client!

For a moment, she felt completely dazed.

Having served high-end clients for nearly a year, she had encountered many exceptional young talents.

Some had already amassed billions in wealth before turning 30.
Some were second-generation heirs who spent extravagantly thanks to their powerful families.
Some were self-made entrepreneurs who climbed their way to success.

But she could say with absolute certainty that this young man was the youngest and most terrifying client she had ever met!

SSS-level confidentiality!

In the entire city of Nanjing, there were only a handful of people with this level of confidentiality.

And these individuals were the true elites at the top of society—such as:

• Yu Youxiong, Chairman of Baiyun Group.
• Zhang Yunzhi, the wealthiest man in Nanjing.
• Nalan Yunshao, the eldest heir of the prestigious Nalan family.

And yet, this completely unknown young man was ranked alongside them in confidentiality status!

“Did I find the wrong person?”

Mu Bai’s voice brought Shu Xiaoxiao back to reality.

Finally snapping out of her shock, she quickly lowered her head in a respectful tone:

“Sir, my apologies! I was momentarily distracted. You’ve got the right person—I’m Shu Xiaoxiao.”

Hearing this, Mu Bai nodded and asked,

“No problem. I’m here to pick up my diamond card. What procedures do I need to complete?”

Shu Xiaoxiao, still slightly nervous, explained,

“Sir, not much paperwork is required—just sign this agreement…”

She handed him the document, then quickly added,

“Sir, please take a look while I prepare a cup of hot tea for you.”

After saying that, she personally went to prepare tea, while Mu Bai sat at the counter, browsing through the agreement.

Meanwhile, the other customers waiting in line watched in shock and envy.

This young man didn’t need an appointment. He skipped the queue. And a beautiful banker was personally serving him tea?

The level of service was too much!

Especially when they saw Shu Xiaoxiao’s delighted expression after receiving a simple “thank you” from Mu Bai.

At that moment, a mix of admiration, jealousy, and bitterness filled the hearts of those watching.